Sales are fine. The bank account disagrees.
That gap is a money problem, and a better month won't fix it. A fractional CFO is a part-time money chief who makes your numbers easy to read, then uses them to change what you do.
You work in your business. I'll work on it.
Your numbers, in plain English.
- Sitting with your bookkeeper and accountant until your records show what's really going on.
- What you keep from each job, product or service, so you know what's actually worth doing.
- Knowing when money comes in and goes out, so paying your people stops being a Tuesday-night surprise.
- Pricing, and the costs that quietly climbed while your prices did not.
Why one person instead of four.
Money problems are rarely only money problems. They show up as marketing money nobody is watching, or a way of working that wastes hours. The x in CXO changes, so I take whatever job the month needs instead of passing you to someone else.
What does a fractional CFO do for a small business?
A fractional CFO is a part-time money chief. I make your numbers easy to read, then use them: what you keep on each job or product, when cash comes and goes, prices, what to cut. I sit with your bookkeeper and accountant so you're not stuck in the middle.
I already have a bookkeeper. Isn't that the same thing?
No. A bookkeeper records what happened. A CFO tells you what to do about it. Both matter, and they are different jobs. I work with yours rather than replacing them.
Do you do the taxes?
No. Your tax accountant does that. I make sure the numbers they get are right, so you're not finding out about a problem in April.
What do you usually find first?
Usually money already going out the door. Subscriptions that quietly doubled in price, a company billing you twice, prices that stayed put while costs went up. That work tends to pay for itself first.